[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.arotein.cz\/kdo-investuje-nezlobi-aneb-proc-radsi-trochu-zariskovat-nez-sporit\/#Article","mainEntityOfPage":"https:\/\/www.arotein.cz\/kdo-investuje-nezlobi-aneb-proc-radsi-trochu-zariskovat-nez-sporit\/","headline":"Kdo investuje, nezlob\u00ed. Aneb pro\u010d rad\u0161i trochu zariskovat, ne\u017e spo\u0159it?","name":"Kdo investuje, nezlob\u00ed. Aneb pro\u010d rad\u0161i trochu zariskovat, ne\u017e spo\u0159it?","description":"Finan\u010dn\u00ed problematika pat\u0159\u00ed jist\u011b mezi ty nejkomplikovan\u011bj\u0161\u00ed. V&nbsp;dne\u0161n\u00edm usp\u011bchan\u00e9m sv\u011bt\u011b je jen m\u00e1lokdo obda\u0159en takov\u00fdm zp\u016fsobem, \u017ee jen d\u00edky sv\u00e9 vlastn\u00ed erudici rozpozn\u00e1 jednotliv\u00e9 ekonomick\u00e9 aspekty v&nbsp;cel\u00e9 \u0159\u00e1dce produkt\u016f, kter\u00e9 n\u00e1m finan\u010dn\u00ed instituce nab\u00edzej\u00ed. Kdy\u017e jsme obzvl\u00e1\u0161t\u011b d\u016fsledn\u00ed, ud\u011bl\u00e1me si m\u011bs\u00ed\u010dn\u00ed harmonogram v\u00fddaj\u016f, kter\u00e9 si d\u00e1le b\u011bhem m\u011bs\u00edce m\u016f\u017eeme \u0161katulkovat a zapisovat. Co ov\u0161em ud\u011blat\u2026 <a href=\"https:\/\/www.arotein.cz\/kdo-investuje-nezlobi-aneb-proc-radsi-trochu-zariskovat-nez-sporit\/\" class=\"excerpt-read-more-link\">Continue reading<\/a>","datePublished":"2019-12-09","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.arotein.cz\/author\/#Person","name":"","url":"https:\/\/www.arotein.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"arotein.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.arotein.cz\/wp-content\/uploads\/img_a364215_w4385_t1576922901.jpg","url":"https:\/\/www.arotein.cz\/wp-content\/uploads\/img_a364215_w4385_t1576922901.jpg","height":0,"width":0},"url":"https:\/\/www.arotein.cz\/kdo-investuje-nezlobi-aneb-proc-radsi-trochu-zariskovat-nez-sporit\/","about":["Finance"],"wordCount":587,"articleBody":"Finan\u010dn\u00ed problematika pat\u0159\u00ed jist\u011b mezi ty nejkomplikovan\u011bj\u0161\u00ed. V&nbsp;dne\u0161n\u00edm usp\u011bchan\u00e9m sv\u011bt\u011b je jen m\u00e1lokdo obda\u0159en takov\u00fdm zp\u016fsobem, \u017ee jen d\u00edky sv\u00e9 vlastn\u00ed erudici rozpozn\u00e1 jednotliv\u00e9 ekonomick\u00e9 aspekty v&nbsp;cel\u00e9 \u0159\u00e1dce produkt\u016f, kter\u00e9 n\u00e1m finan\u010dn\u00ed instituce nab\u00edzej\u00ed. Kdy\u017e jsme obzvl\u00e1\u0161t\u011b d\u016fsledn\u00ed, ud\u011bl\u00e1me si m\u011bs\u00ed\u010dn\u00ed harmonogram v\u00fddaj\u016f, kter\u00e9 si d\u00e1le b\u011bhem m\u011bs\u00edce m\u016f\u017eeme \u0161katulkovat a zapisovat. Co ov\u0161em ud\u011blat s&nbsp;p\u011bnezi, kter\u00e9 n\u00e1m v&nbsp;tom lep\u0161\u00edm p\u0159\u00edpad\u011b na konci m\u011bs\u00edce st\u00e1le z\u016fst\u00e1vaj\u00ed na \u00fa\u010dt\u011b?Hlavn\u011b je vyu\u017e\u00edt Skoro se hod\u00ed napsat fr\u00e1ze &bdquo; U\u017e na\u0161e babi\u010dky d\u00e1valy pen\u00edze do pol\u0161t\u00e1\u0159e&hellip;&ldquo;,&nbsp; nicm\u00e9n\u011b i ony u\u017e ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f vyu\u017eily n\u011bjakou formu zhodnocen\u00ed financ\u00ed. Doby, kdy lid\u00e9 poctiv\u011b ukl\u00e1dali pen\u00edze do skr\u00fd\u0161\u00ed, \u010di dom\u00e1c\u00edch sejf\u016f a \u00falo\u017een, jsou ji\u017e za n\u00e1mi a my se m\u016f\u017eeme rozhodnout, zda sv\u011b\u0159\u00edme pen\u00edze bance, \u010di je tzv. &bdquo;propust\u00edme do trhu&ldquo; a zkus\u00edme s&nbsp;nimi vyd\u011blat dal\u0161\u00ed.V\u00fdb\u011br je to nejd\u016fle\u017eit\u011bj\u0161\u00edSamoz\u0159ejm\u011b v\u017edy m\u016f\u017eeme zvolit konzervativn\u00ed p\u0159\u00edstup a pen\u00edze ulo\u017eit do banky na spo\u0159\u00edc\u00ed \u00fa\u010det, kde dnes m\u016f\u017eeme dostat \u00farok v&nbsp;pr\u016fm\u011brn\u00e9m rozmez\u00ed 1,2 &ndash; 3 %, co\u017e je u\u017e je pom\u011brn\u011b rekordn\u00ed \u00farok, v\u011bt\u0161inou na ur\u010ditou dobu a od ur\u010dit\u00e9 \u010d\u00e1stky. Pro p\u0159\u00edklad m\u016f\u017eeme \u0159\u00edci, \u017ee listopadov\u00e1 inflace&nbsp; byla na 3,1 %, co\u017e tedy je p\u0159i nejvy\u0161\u0161\u00ed \u00farokov\u00e9 sazb\u011b sotva infla\u010dn\u00ed pokryt\u00ed. Efektivn\u011bj\u0161\u00edm zp\u016fsobem je v&nbsp;tomto p\u0159\u00edpad\u011b zvolit jednu z&nbsp;forem investic. Tedy m\u016f\u017eeme si vybrat p\u0159\u00edm\u00e9 investov\u00e1n\u00ed na burze do akci\u00ed \u010di komodit, co\u017e v\u011bt\u0161inou v&nbsp;p\u0159\u00edpad\u011b men\u0161\u00edch akcion\u00e1\u0159\u016f a \u010d\u00e1stek nen\u00ed \u00fa\u010dinn\u00fdm n\u00e1strojem. Vhodn\u00fdm produktem se tak st\u00e1v\u00e1j\u00ed pod\u00edlov\u00e9 fondy, do kter\u00e9 dnes u bankovn\u00edch spole\u010dnost\u00ed m\u016f\u017eeme investovat od stovek stovek korun, p\u0159\u00edpadn\u011b bez nutnosti vstupn\u00edho poplatku p\u0159i zalo\u017een\u00ed.Nejz\u00e1sadn\u011bj\u0161\u00ed v\u00fdhodou je slo\u017een\u00ed pod\u00edlov\u00fdch fond\u016f, kde jsou v\u011bt\u0161inou akcie \u010di dluhopisy des\u00edtek a\u017e stovek spole\u010dnost\u00ed, p\u0159i\u010dem\u017e spr\u00e1vce fondu zve\u0159ejn\u00ed v\u00fdb\u011br t\u011bch nejv\u011bt\u0161\u00edch, kter\u00e9 sice v&nbsp;\u0159\u00e1dech jednotek procent, p\u0159esto jsou v&nbsp;dan\u00e9m fondu a zvy\u0161uj\u00ed stabilitu, kredibilitu a majetek fondu. Pak u\u017e je jen na n\u00e1s, jak\u00fd fond zvol\u00edme, jestli konzervativn\u00ed \u010di v\u00edce rizikov\u00fd, co\u017e se odv\u00edj\u00ed od pom\u011bru mezi akciemi a dluhopisy.Pod\u00edlov\u00e9 fondy jsou v&nbsp;99,9% takov\u00fdm n\u00e1strojem, kter\u00fd v\u00e1m v&nbsp;nejhor\u0161\u00edm p\u0159\u00edpad\u011b pokryje inflaci, v&nbsp;nejlep\u0161\u00edm se m\u016f\u017eete pohybovat i v&nbsp;des\u00edtk\u00e1ch procent zhodnocen\u00ed. Pr\u016fm\u011brn\u00e9 zhodnocen\u00ed je u konzervativn\u00edho fondu tvo\u0159en\u00e9ho v\u00edce dluhopisy mezi 3-5%, tedy st\u00e1le m\u00e1te vy\u0161\u0161\u00ed pravd\u011bpodobnost sv\u00e9 finance zhodnotit ne\u017e u spo\u0159\u00edc\u00edch \u00fa\u010dt\u016f. Ov\u0161em st\u00e1le plat\u00ed zlat\u00e1 z\u00e1sada investov\u00e1n\u00ed, \u017ee investice mus\u00ed b\u00fdt dlouhodob\u00e9, abyste p\u0159\u00edpadn\u011b byli schopn\u00ed v&nbsp;pr\u016fb\u011bhu \u010dasu vyv\u00e1\u017eit mo\u017en\u00e9 v\u00fdkyvy.&nbsp;                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kdo investuje, nezlob\u00ed. Aneb pro\u010d rad\u0161i trochu zariskovat, ne\u017e spo\u0159it?","item":"https:\/\/www.arotein.cz\/kdo-investuje-nezlobi-aneb-proc-radsi-trochu-zariskovat-nez-sporit\/#breadcrumbitem"}]}]